Auto Loans
Low rates for new and used cars
No payment for up to 45 days²
Financing available for classic and collectible cars
Apply for pre-approval before you head to the dealer
Motorcycle Loans
Low rates for new and used
No payment for up to 45 days²
Flexible repayment terms
Apply for pre-approval before you buy
Financing available for purchases from dealerships and private party sellers
Auto Refinancing
Love your current ride, but ready to trade in your old loan? Bring your current high-rate auto loan from another financial institution to Advantage One and discover great money-saving opportunities with our auto refinancing program.
Check My Rate
Quickly see what you could qualify for without impacting your credit score¹.
¹Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options. All loans are subject to approval. Rates, terms, and conditions are subject to change.
Auto Loans
No negotiations are needed. We make things easier.
A big engine. Smooth handling. Great gas mileage. Every driver focuses on something different when they go to buy a car, truck, or SUV. But there’s one feature that everyone wants: a low-cost loan that helps keep their monthly payments under control. At Advantage One, we combine very competitive rates with exceptional service, making us the perfect first stop on your next road trip.
Flexible repayment terms
First-time car buyer assistance
Financing options available with local dealerships
Auto Loan Rates
New Vehicles²
Rates accurate as of
| Term | APR1 |
|---|---|
| 36-Month | % |
| 60-Month | % |
| 72-Month (minimum loan amount $15,000) | % |
| 84-Month (minimum loan amount $25,000) | % |
| First-Time Car Buyer3 | % |
Used Vehicles² (2021-2024)
Rates accurate as of
| Term | APR1 |
|---|---|
| 36-Month | % |
| 60-Month | % |
| 72-Month (minimum loan amount $15,000) | % |
| 84-Month (minimum loan amount $25,000) | % |
| First-Time Car Buyer3 | % |
1APR=Annual Percentage Rate. All loan rates cited as APR.
2Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options. All loans are subject to approval. Rates terms, and conditions are subject to change.
3To qualify for First-Time Car buyer program, there must be no previous auto history and no current FICO score present.
Motorcycle Loans
You want that motorcycle you've always dreamed about. At Advantage One, we want to make that happen. So, let's kick-start the process. Whether you're buying your first bike or trading up to something even better, we offer a no-hassle loan application process that lets you spend less time inside our offices and more time on the open road where you really want to be.
Motorcycle Rates
New Motorcycles²
Rates accurate as of
| Term | APR1 |
|---|---|
| 36-Month | % |
| 60-Month | % |
| 72-Month (minimum loan amount $15,000) | % |
| 84-Month (minimum loan amount $25,000) | % |
| First Time Car Buyer3 | % |
Used Motorcycle² Rates (2021-2024)
Rates accurate as of
| Term | APR1 |
|---|---|
| 36-Month | % |
| 60-Month | % |
| 72-Month (minimum loan amount $15,000) | % |
| 84-Month (minimum loan amount $25,000) | % |
| First-Time Car Buyer3 | % |
1APR=Annual Percentage Rate. All loan rates cited as APR.
2Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options. All loans are subject to approval. Rates terms, and conditions are subject to change.
3To qualify for First-Time Car buyer program, there must be no previous auto history and no current FICO score present.
Credit Cards
Our Visa® Credit Cards provide a little extra with every purchase.
Checking
Find the spending account that fits your life.
Auto Insurance
Be ready for whatever life brings your way!