Mortgages

Rates accurate as of April 16, 2025

¹APR=Annual Percentage Rate. All loan rates cited as APR. All loans are subject to approval. Rates, terms, and conditions are subject to change.

²Loan terms and conditions depend on credit qualifications and approval. Credit Union membership is required or must be established. All loans are subject to approval. Rates, terms, and conditions are subject to change. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services as our partner.

³Discount Points - A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower, the home seller or may be split between them.

Payment Example: A primary residence, owner-occupied, single-family home in Michigan, with a purchase price of $150,000 with 20% down payment, all borrowers with credit scores of 740 or higher, the mortgage for $120,000  borrowed at a 6.375 % interest rate (6.618% APR) for a term of 360 months would require monthly payments of $748.64.

Payment example does not include taxes and insurance premiums; actual payment obligation may be greater.

NMLS #191693 | NMLS #408587

Rates accurate as of April 16, 2025

¹APR=Annual Percentage Rate. All loan rates cited as APR. All loans are subject to approval. Rates, terms, and conditions are subject to change.

²Loan terms and conditions depend on credit qualifications and approval. Credit Union membership is required or must be established. All loans are subject to approval. Rates, terms, and conditions are subject to change. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services as our partner.

³Discount Points - A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower, the home seller or may be split between them.

Payment Example: A primary residence, owner-occupied, single-family home in Michigan, with a purchase price of $150,000 with 20% down payment, all borrowers with credit scores of 740 or higher, the mortgage for $120,000  borrowed at a 6.375 % interest rate (6.618% APR) for a term of 360 months would require monthly payments of $748.64.

Payment example does not include taxes and insurance premiums; actual payment obligation may be greater.

NMLS #191693 | NMLS #408587

Rates accurate as of April 16, 2025

¹APR=Annual Percentage Rate. All loan rates cited as APR. All loans are subject to approval. Rates, terms, and conditions are subject to change.

²Loan terms and conditions depend on credit qualifications and approval. Credit Union membership is required or must be established. All loans are subject to approval. Rates, terms, and conditions are subject to change. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services as our partner.

³Discount Points - A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower, the home seller or may be split between them.

Payment Example: A primary residence, owner-occupied, single-family home in Michigan, with a purchase price of $150,000 with 20% down payment, all borrowers with credit scores of 740 or higher, the mortgage for $120,000  borrowed at a 6.375 % interest rate (6.618% APR) for a term of 360 months would require monthly payments of $748.64.

Payment example does not include taxes and insurance premiums; actual payment obligation may be greater.

NMLS #191693 | NMLS #408587

Rates accurate as of April 16, 2025

¹APR=Annual Percentage Rate. All loan rates cited as APR. All loans are subject to approval. Rates, terms, and conditions are subject to change.

²Loan terms and conditions depend on credit qualifications and approval. Credit Union membership is required or must be established. All loans are subject to approval. Rates, terms, and conditions are subject to change. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services as our partner.

³Discount Points - A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower, the home seller or may be split between them.

Payment Example: A primary residence, owner-occupied, single-family home in Michigan, with a purchase price of $150,000 with 20% down payment, all borrowers with credit scores of 740 or higher, the mortgage for $120,000  borrowed at a 6.375% interest rate (6.618% APR) for a term of 360 months would require monthly payments of $748.64.

Payment example does not include taxes and insurance premiums; actual payment obligation may be greater.

NMLS #191693 | NMLS #408587