Hi, we’re Advantage One!

The value of ‘people helping people’ has remained at our very core since 1952. We’re all about your personal choices, it's your money, your way. Not only are we known for helping the downriver community with their financial needs, we’re also known for our passion in supporting the communities we live in. We support local organizations such as Fish & Loaves, Vista Maria, Taylor High School and many more.

In 2024, we spent over $75,000 supporting local communities. We currently have a branch locations in Brownstown and Southgate, and soon to be in Taylor.


Limited Time Bonus Offer:

Open up our new Advantage Checking, and earn 5.00% APY¹ on balances up to $10,000! Plus, you could earn $300 within 90 days. To qualify for the rate and bonus, you'll need to complete these simple items below monthly.

  • 18 or more qualified debit card transactions over $5 (posted in a calendar month)

  • At least $700 in electronic deposits (ACH/Mobile Deposit)

  • Enrolled in eStatements


1APY = Annual Percentage Yield. Advantage One Credit Union limits the Advantage Checking product to one account per member social security number. To earn the advertised dividend for your Advantage Checking account, you must have: at least 18 Point-Of-Sale debit card transactions of $5 or more posted in a calendar month, $700 or more in electronic deposits (ACH or Mobile Deposit) posted in a calendar month, and be enrolled in eStatements. Balances over $10,000 will have tiered rates as follows: $10,000.01 = 0.30% APY, $25,000.01 = 0.40%, $100,000.01 = 0.50% APY. If you don't meet the qualifications for the advertised dividend, you will not be eligible to earn dividends for that month. Rates and terms are subject to change without notice. Dividends are paid on average daily balance, at the end of the month. No minimum balance to open the account or earn dividends. Fees may reduce earnings on the account. If the account is closed before dividends are credited, accrued dividends will not be paid. The annual percentage yield is accurate as of 02/01/2025. Bonus offer of $300 ends 4/30/2025.

Fish and Loaves Food Pantry

  • Recently raised money for a much-needed utility van

  • Regularly volunteer at their pantry

  • Provide free financial literary to their clients and volunteers

  • Participate in food drives

Vista Maria

  • Participate in their Annual Dolly Drive

  • Volunteer at their facility 

  • Provide free financial literacy to students/residents, clients, and staff

  • Provide a reality fair to students

The Information Center

  • Donate to their gala events

  • Participate in other charitable events 

  • Provide free financial literacy to their clients and staff

Show Second Card Row (Edit-mode Only) Max 2 Rows | Max 3 cards per Row

This visibility toggle has no effect on live site

If any content is on any card in second row, it will show on live site

Check My Rate

See what you qualify for in minutes!

Take a peek to see if you qualify for an Advantage One Visa® auto loan without impacting your credit score. It's easy, you simply enter your date of birth and cell phone number, and Advantage One will do a soft pull of your credit score. After we verify your identity, you'll have your personalized offers in minutes. Choose one, and we'll take care of the rest! It's that easy! 

Girl checks her rate on her mobile phone.

 

Charities Supported by AOCU

  • Fish & Loaves

  • Vista Maria

  • First Step

  • Gilda's Club

  • Mimi's Mission

  • The Guidance Center

  • The Information Center

  • Downriver Foster Closet

  • Blessings in a Backpack

  • Penrickton Center for Blind Children

  • Woodhaven/Brownstown Education Foundation

  • Angela Hospice

  • Taylor School District - Special Olympics

  • Downriver YMCA

  • Children's Miracle Network

  • Pointe Mouillee Waterfowl Festival

  • Taylor Conservatory Foundation

  • Children with Hair Loss