10/24/2022
Certificate, IRA & Money Market Account Rates
Product |
APY1 |
|---|---|
| Certificates 2 | |
| 6 Month | 4.25% |
| 12 Month | 4.00% |
| 24 Month | 2.25% |
| 36 Month | 2.25% |
| 48 Month | 2.25% |
| 60 Month | 2.25% |
| Youth Certificates 4 | |
| 6 Month Youth Certificate | 4.25% |
| 12 Month Youth Certificate | 4.00% |
| Traditional & Roth IRA Certificates 2 | |
| 12 Month | 4.00% |
| 24 Month | 2.25% |
| 36 Month | 2.25% |
| 48 Month | 2.25% |
| 60 Month | 2.25% |
| Money Market Account 5 | |
| $1,500 - $24,999.99 | 0.50% |
| $25,000 - $49,999.99 | 0.60% |
| $50,000 - $74,999.99 | 0.70% |
| $75,000 - $99,999.99 | 0.70% |
| $100,000 + | 0.75% |
1 APY = Annual Percentage Yield. APY is accurate as of date above.
2 Dividends are paid and compounded quarterly on all certificate accounts. Regular share certificates minimum starting balance $1,000.00. Must maintain a minimum balance of $1,000 to obtain the disclosed annual percentage yield. Fees may reduce earnings. Terms and conditions may differ for specials. A penalty may be imposed for withdrawals before maturity. The fee we may impose will be applied using the following criteria: Term in Months - Minimum Penalty to Maximum Penalty • 0-12 Months - $25.00 min. to 90 days dividends max. • 13-24 Months - $25.00 min. to 180 days dividends max. • 25-36 Months - $25.00 min. to 180 days dividends max. • 37-48 Months - $25.00 min. to 270 days dividends max. • 49+ Months - $25.00 min. to 360 days dividends max
3 Dividends are paid and compounded quarterly on all certificate accounts. Regular share certificates minimum starting balance $1,000.00. Must maintain a minimum balance of $1,000 to obtain the disclosed annual percentage yield. Fees may reduce earnings. Account funds may not originate from any current Advantage One deposit account. A penalty may be imposed for withdrawals before maturity. The fee we may impose will be applied using the following criteria: Term in Months - Minimum Penalty to Maximum Penalty • 0-12 Months - $25.00 min. to 90 days dividends max. • 13-24 Months - $25.00 min. to 180 days dividends max. • 25-36 Months - $25.00 min. to 180 days dividends max. • 37-48 Months - $25.00 min. to 270 days dividends max. • 49+ Months - $25.00 min. to 360 days dividends max
4 Dividends are paid and compounded quarterly on all certificate accounts. Youth certificates minimum starting balance $50.00. Youth Account certificates only available in 6 and 12 month terms. Terms and conditions may differ for specials. Fees may reduce earnings. One withdrawal allowed per term - then regular early withdraw penalties apply. The fee we may impose will be applied using the following criteria. Term in Months - Minimum Penalty to Maximum Penalty • 0-12 Months - $25.00 min. to 90 days dividends max. Must maintain a minimum balance of $50.00 to obtain the disclosed annual percentage yield. Fees may reduce earnings on the account.
5 Dividends are paid and compounded monthly. Must maintain a minimum balance of $1,500 to obtain the disclosed annual percentage yield. Withdrawals limited to four per calendar month. Withdrawals in excess of four per month will be charged a $25.00 excess withdrawal fee. No withdrawal minimum. Fees may reduce earnings.