Young smiling child gets out of the back seat of a car with her back pack on.

Insurance

Be ready for whatever life brings your way

Affordable policies can help protect your family finances.

As much as we all wish to go through life trouble-free, the fact is that nearly every person or family hits a bump in the road once in a while. At Advantage One, we can help you get past the rough spots with a wide range of low-cost insurance policies, several of them from our trusted partners at TruStage™ Insurance.

EXPLORE TRUSTAGE INSURANCE

Life Insurance

Help protect your family, starting today

Life insurance can be a simple, affordable way to help protect your family if you pass away. It can provide your loved ones with money to help pay for things like mortgage or rent payments, day to day bills, or medical and funeral bills.

TruStage^® can help you get coverage that fits your needs and budget. We make it easy to:

Compare life insurance options
See instant quotes based on your budget
Apply online or over the phone

Don’t wait. Get an instant online quote today. Or call 1-800-814-2914 and talk to a licensed agent.

Life Insurance Details

TruStage^® is underwritten by CMFG Life Insurance Company, a well-known credit union member insurance provider. For more than 80 years, CMFG Life has earned the trust of members nationwide and is rated “A” (Excellent) by A.M. Best, an independent national organization that rates insurers’ financial strength and performance. (“A” is the third-highest of 16 ratings, as of February 2019.) Join more than 20 million members who rely on TruStage.

TruStage® Insurance products and programs are made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Corporate headquarters are located at 5910 Mineral Point Road, Madison WI 53705.

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TruStage Insurance Agency. Life insurance can be easy and affordable.

Home Insurance

There’s No Place Quite Like the Place You Call Home

You work hard to make your home a special place that holds your most treasured memories. Now that’s worth protecting.

The TruStage^® Home Insurance Program helps you protect your house—and everything in it—with coverage underwritten by Liberty Mutual Insurance Company, including:

Potential savings for Advantage One Credit Union members¹
Covers damage or loss due to fire, weather, theft and more
24/7 claims, even on holidays

Get a free quote today and help make sure the place you call home has the protection it deserves.

Home Insurance Details

A Tradition of Strength
TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance
and more.

TruStage^® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and underwritten by leading insurance companies, including Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

¹Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

© 2020 TruStage Insurance Agency
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TruStage Insurance Agency. Home insurance savings for hard working people.

Auto Insurance

Advantage One Credit Union Could Help Save You Hundreds on Car Insurance

If you haven't gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars.

Advantage One Credit Union members may qualify for a discount on car insurance through the TruStage^® Auto Insurance Program. You could save big, and it can be easy to switch carriers—without losing any money.

TruStage makes available a powerful mix of savings and popular, member-friendly benefits:

Credit union member discounts¹
Nationally recognized companies
Friendly, 24/7 service—even on holidays
Discounts for multiple vehicles, safety features, good driving and more¹
Mobile app for easy claims

It’s easy to get a free quote today. Don’t wait to see how much you could save.

Auto Insurance Details

A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance and more.

TruStage^® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC. Coverage provided and underwritten by Liberty Mutual^® Insurance and its affiliates, 175 Berkeley Street, Boston, MA 02116 USA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

¹Discounts are not available in all states and discounts vary by state.

© 2020 TruStage Insurance Agency
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You could save up to $586* on car insurance. Get a quote. TruStage Insurance Agency

GAP Insurance

Even if you have a traditional auto insurance policy, you might not be fully protected. If your car is stolen or damaged beyond repair, your policy may not cover the total amount left on your loan. Guaranteed Asset Protection helps you bridge that gap.

High-value policies cost only a few dollars per month
Sign up when you apply for your vehicle loan
Fully refundable if you cancel the coverage within the first 90 days
Choose GAP Plus coverage that also includes up to $1,000 toward your down payment of a replacement vehicle

Depreciation Protection Waiver

A Depreciation Protection Waiver offers even greater protection than GAP insurance. It kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan. It waives some or all of your loan balance, with the waiver benefit being equal to the difference between your vehicle's retail value at the time of your policy purchase and your loan balance at the time of loss.

Protects equity, trade value and down payment
No mileage, make or year restrictions on vehicles
Maximum benefit of up to $10,000¹
100% refundable for first 60 days
Accidental death benefit of up to $1,000

¹Maximum Waiver Benefit can vary depending on level of protection selected and-or offered. Please reference the waiver addendum for specifics regarding maximum waiver amounts

Debt Protection

Life is unpredictable. Any number of unexpected events, ranging from a job layoff to a disabling injury, could leave you scrambling to pay monthly bills. With Advantage One's Debt Protection, you can protect your family's finances by ensuring that your loan payments will be made on time.

Your loan balance may be cancelled or several monthly loan payments canceled without penalty or added interest.
You benefit from the peace of mind knowing you, your family and your credit ratings are protected.
You can choose a Debt Protection policy when you apply for your loan, and the cost of coverage could be part of your regular monthly payments.
To learn more about our Debt Protection program, call 734-676-7000 or text us.

Advantage One CU is a credit union serving members in Michigan and across the country.